Another thought. If we all started to do this and send in tracts instead of the app do you think it would be strong enough to slow the volume of junk they send out to people who might be tempted to take on more debt? After all if they are spending a lot of time opening gospel tracts they woudln’t have time to do anything else. We might be able to kill two birds with one stone. Spread the gospel and thwart the work of those who prey on those who are weak with money.